Right from the very beginning I knew what it was and now, thanks to reading this, Janice, I know how I "caught" it. It was a disguised download pretending to be an update to Adobe Flash Player. I couldn't open any YouTube clips and kept getting this prompt to download the "update" and I did.
So you see why I am doubtful about downloadng any of these software solutions and am asking if anyone can recommend just one that they have used and that I can trust.
I am battling on. Thanks for the extra piece of the puzzle.
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